| Dear Friends of the Company, | Are you, or any other adult in your home, in the market for life insurance? If so, I have some terrific news for you. Fidelity Life Association will allow you to apply for up to $300,000 of term life insurance without a medical exam, which is groundbreaking stuff in the world of life insurance. Issuance of the policy depends upon answers to the health questions. Buying life insurance just doesn’t get any more convenient than this. If you are in good health, you can now apply for up to $300,000 of term life. Even better, the rates for this new plan are surprisingly low (please see the chart below to view sample rates). | | Everybody knows that the most unpleasant part of buying life insurance is the dreaded paramedical exam and the industry’s infamous 25-page applications! Fidelity Life Association has eliminated the medical exam – and the onerous paperwork! In fact, you can apply for this policy online or by phone in about 10 minutes. | | Here’s why I think you’ll like the Fidelity Life RD Term policy and what it has to offer you in terms of safety, value and convenience: | - Safety. One-Hundred Ten Years in Business. Fidelity Life was founded in 1896 And as far as I am concerned, nothing is more important than the financial stability of the company behind your policy. Fidelity Life sports an "A-" (Excellent) rating from A.M. Best (as of December 6, 2007) and a "B" (Secure) rating from TheStreet.com Ratings, Inc. An "A-" Excellent rating is Best's fourth highest out of 16 possible ratings and a "B" rating from TheStreet.com Ratings is fifth highest out of 16 possible ratings.
- Value. In the Form of Very Low Rates. Fidelity Life’s RD (“Rapid Decision”) family of term life policies is economically priced. Take a look for yourself at these sample rates.
|  | | $300,000 Term Life Sampler | | Female Annual Premiums | | Male Annual Premiums | | Age | 10 Year | 15 Year | 20 Year | 30 Year | | 30 | $235 | $262 | $292 | $373 | | 35 | $271 | $310 | $367 | $499 | | 40 | $349 | $412 | $499 | $688 | | 45 | $436 | $535 | $664 | $949 | | | | Age | 10 Year | 15 Year | 20 Year | 30 Year | | 30 | $286 | $316 | $352 | $454 | | 35 | $319 | $370 | $439 | $613 | | 40 | $421 | $505 | $613 | $898 | | 45 | $565 | $700 | $883 | $1,330 | | | | | About Insure.com Founded in 1984, Insure.com owns and operates www.insure.com. Catering to self-directed insurance shoppers, Insure.com provides a comprehensive array of comparative auto, life and health quotes, combined with news, information and decision-making tools that are not available from any other single source. Insure.com plays home to thousands of originally authored articles on various insurance topics that are searchable by subject. Visitors to the Company's Web sites are able to obtain instant quotes from more than 200 leading insurers for twelve different product lines, achieve maximum savings and have the freedom to buy from any company shown. Insure.com also provides personalized insurance brokerage and policy placement services for its customers. Shares of Insure.com trade on the Nasdaq SmallCap Market under the symbol "NSUR." | | Sincerely, |  | Robert Bland Chairman and CEO | | Rapid Decision Term policy form F3600, et al., is underwritten by Fidelity Life Association, A Mutual Legal Reserve Company, and is available to U.S. citizens and permanent residents of the U.S. who have a valid green card. Every application is subject to underwriting, acceptance is not guaranteed. Two (2) year contestable and suicide period (1 year in CO and ND). Product not available in ME, NY, VT, WA & WY. Actual premium and coverage availability is subject to criteria set by the underwriting company. Copyright © 2008 Insure.com, Inc. All rights reserved. Robert Bland, licensed agent/broker, CA agent #0A13858, LA agent #200696, MA agent #333509159. Insure.com, Inc. dba Insure.com Insurance Services in CA, agent #0827712, in LA agent #205078. Insure.com, Inc. dba Insure.com Insurance Services, Inc. in UT agent #90093. All sample rates shown are effective May 28, 2008 and subject to change, state availability or withdrawal without notice. | | | | | | |
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